Full spectrum care for insurers.

Spectrum.Life provides healthtech that engages, empowers and transforms the lives of members.

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Supporting all of your members to thrive. A whole-of-health partner for members at work, at home, or wherever your cover takes them.

Disconnected health journeys undermine the impact of preventative and digital health investment.

Opaque ROI and
misaligned incentives

Inflexible ‘fee for service’ commercial models lead to poor Net Promoter Scores, health outcomes and referral rates while leading to overspend.

Fragmented digital experiences

Pressure to continually innovate can lead to disjointed digital journeys with disconnected referrals and increased claims, resulting in poor user experiences.

Hard to decouple digital healthtech from supply

Choosing multiple first generation single digital health suppliers increases the risk of failure, limiting service innovation.

Provide consistent health journeys and enhanced digital experiences through a full spectrum of clinically assured care.

Engage.
Members access personalised content and tools to take control of their health and wellbeing.

Through digitally powered solutions, members can access and engage with diverse services, content and communications.

Empower.
Members know what self-management or health pathway they need, when they need them.

Through a culture of innovation and self-determination, we empower members with improved digital pathways and experiences.

Transform.
Change and save lives of members with coaching and connected digital services, for full spectrum health and wellbeing.

We deliver modern, accessible and connected digital health, mental health and wellbeing services that have a profound impact on lives.

Tech intelligence to drive.

Use our best-in-class technology to lower overall cost of claims. Reduce digital fragmentation, disjointed digital health journeys and remove supplier risk.

Digital front door
Engage.

Digital front door

Personalise member engagement with your brand.

Bringing together disjointed digital health and wellbeing journeys into one single digital experience, supported by our comprehensive whole-of-health modules to enhance member engagement.


  • Dynamic Digital Content
  • Content Management System (CMS)
  • Eligibility-based access
  • Unified booking journey
  • Plug and play integrator
  • Sync with Google Fit and Apple Health
  • Customised Styling and UX
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MatchTech
Empower.

MatchTech

A personal care navigator to connect member journeys.

Streamlining member journeys and matching members to recommended digital health service and clinicians, across multiple providers. Optimised for access, outcomes, NPS and cost efficiency.


  • Health Navigator
  • Precision clinician matching
  • Integrated pre-appointment questionnaire
  • AI symptom checker
  • Health and wellbeing content
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Virtual primary care platform
Transform.

Virtual primary care platform

An accessible, centralised point of care.

Take back control on digital health member journeys and service delivery, enhancing accessibility and efficiency for insurers, providers and members.


  • Integrated appointment booking and management
  • Flexible question-set management
  • Virtual appointment delivery
  • Comprehensive appointment communication
  • Coaching integration
  • EHR integration 
  • Payments and direct settlement
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Clinical and coaching services
Transform.

Clinical and coaching services

Supporting people to live full spectrum lives.

Deliver transformative clinical experiences with a healthtech partner that provides full spectrum care across mental health, neurodiversity and primary care.


  • 24/7 front line clinical team
  • Mental health coaching
  • In-house digital therapy
  • Advanced mental health concierge
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Health services to thrive.

Deliver transformative member experiences with unrivalled access to care. Our best-in-class technology infrastructure makes this possible.

Mental health
Transform.

Mental health

A clinically assured offering for mental health services.


  • 24/7 mental health support and triage
  • Mental health coaching
  • Digital therapy and face-to-face networks
  • Child, adolescent and adult psychology
  • Advanced mental health concierge
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Digital health
Transform.

Digital health

Digital health services including ANPs and GPs.


  • Advanced Nurse Practitioners
  • General Practitioners
  • Musculoskeletal health services (MSK)
  • Dietician
  • Coaching
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Neurodiversity services 
Transform.

Neurodiversity services 

Health services and assessments for neurodiversity.


  • Specialist assessments
  • ADHD assessments
  • Autism assessments
  • Learning support assessments
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Full spectrum service that’s designed for smooth integration.

Our SDK approach enables you to provide an abundance of clinically backed care services for members, right away. Our technology is designed for versatility and fast integration, contained within a modern digital wrapper. For agile adaptability in a fast-evolving healthcare landscape, Spectrum.Life is the ideal technical partner for insurers.

Diverse support for every organisation, for every individual.

Spectrum.Life partners with some of the largest insurers in the UK and Ireland. Through market-leading all-in-one healthtech, we’re engaging and empowering over 7.5 million members with support that transforms health and wellbeing.

A simple, yet disruptively different approach to digital health, mental health and wellbeing. Through our full stack solution, we unify all of Bupa UK's digital journeys under one umbrella.

Our Mental Health Promotion Officer creates tailored resources for proactive engagement, enhancing data reporting and promoting wellbeing initiatives, fostering better client support.

With Laya Healthcare, we provide leading tailored digital support to individuals of all ages, covering neurodiversity, mental health, and overall wellbeing. Together, we are reshaping mental health care standards to catalyse positive change.

Market leading outcomes for members and insurers.

Our clinical model, technology and operational excellence combine to reduce costs and claims for insurers. Our optimised member flows and care pathways ensure the right clinician can be chosen for each interaction.

Frontline contacts handled by advanced nurse practitioners.

60 %

Reduction in digital health costs.

25 %